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Insurance & Rates

Should I Use My Insurance or Self-Pay?

If you use your insurance:

  • Once your deductible is met, co-pays are minimal

  • Once out of pocket max is met, insurance covers 100% of costs

  • Providers are told when checking your benefits, there is no guarantee of payment

  • Insurance dictates the length of your session (1 hour, 45 min, 30 min.)  (Some insurance companies will never pay for the full hour)

  • Insurance has up to 1 year to deny a claim (that has already been paid) and that would mean you are responsible for these costs out of pocket

  • Your diagnosis stays with your medical records permanently

  • Insurance can read all of your therapy notes and have access to them at any time

If you self-pay:

  • Insurance companies do not have access to your session notes

  • There is no mental health or substance use diagnosis added to your chart

  • No surprise insurance issues down the road

  • You have more freedom of session length and frequency

Insurances Accepted

  • Anthem Blue Cross Blue Shield

  • United Healthcare

  • Golden Rule

  • All Savers

  • Optum

  • Humana

  • UMR

  • WPS

Employee Assistance Programs (EAPs) Accepted:

  • ComPsych

  • Optum

  • Magellan Healthcare

  • LifeWorks

Cash Rate

  • Cash rate:

  • $150 for Intakes (Initial meeting)

  • $100 for Follow-up Sessions

  • Can be reimbursed by your HSA Account

  • Accept Cash, Credit, Debit, Zelle, Paypal

  • Sorry no personal checks

  • There is a sliding scale (reduced rates) offered based on salary

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