Insurance & Rates
Should I Use My Insurance or Self-Pay?
If you use your insurance:
-
Once your deductible is met, co-pays are minimal
-
Once out of pocket max is met, insurance covers 100% of costs
-
Providers are told when checking your benefits, there is no guarantee of payment
-
Insurance dictates the length of your session (1 hour, 45 min, 30 min.) (Some insurance companies will never pay for the full hour)
-
Insurance has up to 1 year to deny a claim (that has already been paid) and that would mean you are responsible for these costs out of pocket
-
Your diagnosis stays with your medical records permanently
-
Insurance can read all of your therapy notes and have access to them at any time
​
If you self-pay:
-
Insurance companies do not have access to your session notes
-
There is no mental health or substance use diagnosis added to your chart
-
No surprise insurance issues down the road
-
You have more freedom of session length and frequency
Insurances Accepted
-
Anthem Blue Cross Blue Shield
-
United Healthcare
-
Golden Rule
-
All Savers
-
Optum
-
Humana
-
UMR
-
WPS
-
CCHP Commercial plan
-
If your insurance plan allows for reimbursement for out-of-network expenses, we are able to create a receipt for services called a superbill, which you may be able to submit independently for varying levels of reimbursement.
Employee Assistance Programs (EAPs) Accepted:
-
Spring Health
-
Magellan Healthcare
-
Telus LifeWorks
-
CCA
-
Centivo
-
Comprehensive
-
Empathia
-
Mutual of Omaha
-
New Directions
Cash Rate
-
Cash rate: $180 for Intake Assessment (Initial meeting)
-
$130 for Follow-up Sessions
-
Can be reimbursed by your HSA Account
-
Forms of payment: Cash, Credit (Visa, Mastercard, American Express are accepted), Debit, Venmo, and Zelle
-
Sorry no personal checks
-
There is a sliding scale (reduced rates) offered on a case by case basis
