Insurance & Rates
Should I Use My Insurance or Self-Pay?
If you use your insurance:
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Once your deductible is met, co-pays are minimal
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Once out of pocket max is met, insurance covers 100% of costs
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Providers are told when checking your benefits, there is no guarantee of payment
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Insurance dictates the length of your session (1 hour, 45 min, 30 min.) (Some insurance companies will never pay for the full hour)
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Insurance has up to 1 year to deny a claim (that has already been paid) and that would mean you are responsible for these costs out of pocket
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Your diagnosis stays with your medical records permanently
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Insurance can read all of your therapy notes and have access to them at any time
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If you self-pay:
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Insurance companies do not have access to your session notes
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There is no mental health or substance use diagnosis added to your chart
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No surprise insurance issues down the road
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You have more freedom of session length and frequency
Insurances Accepted
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Anthem Blue Cross Blue Shield
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United Healthcare
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Golden Rule
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All Savers
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Optum
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Humana
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UMR
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WPS
Employee Assistance Programs (EAPs) Accepted:
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Spring Health
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Magellan Healthcare
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Telus LifeWorks
Cash Rate
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Cash rate:
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$150 for Intakes (Initial meeting)
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$100 for Follow-up Sessions
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Can be reimbursed by your HSA Account
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Accept Cash, Credit, Debit, Zelle, Venmo
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Sorry no personal checks
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There is a sliding scale (reduced rates) offered on a case by case basis
